-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Ot1SaRhdv2pnPbX51hJ8CrLIfzvaPxMceVbXLj4qDFDGkc7myTaZLdeTnE1Mc9id LHMtY71+n6lODS+N4KUwXA== 0000909654-03-000210.txt : 20030213 0000909654-03-000210.hdr.sgml : 20030213 20030213123552 ACCESSION NUMBER: 0000909654-03-000210 CONFORMED SUBMISSION TYPE: SC 13G/A PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20030213 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: FFLC BANCORP INC CENTRAL INDEX KEY: 0000912738 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 593204891 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-47576 FILM NUMBER: 03557630 BUSINESS ADDRESS: STREET 1: P O BOX 490420 CITY: LEESBURG STATE: FL ZIP: 34749-0420 BUSINESS PHONE: 352-787-3311 MAIL ADDRESS: STREET 1: P O BOX 490420 STREET 2: 800 NORTH BOULEVARD WEST CITY: LEESBURG STATE: FL ZIP: 34749-0420 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: FIRST FEDERAL SAVINGS BANK OF LAKE COUNTY ESOP CENTRAL INDEX KEY: 0000939280 IRS NUMBER: 590323823 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G/A BUSINESS ADDRESS: STREET 1: P O BOX 490420 CITY: LEESBURG STATE: FL ZIP: 34749-0420 BUSINESS PHONE: 3527873311 MAIL ADDRESS: STREET 1: P.O. BOX 490420 CITY: LEESBURG STATE: FL ZIP: 34749-0420 SC 13G/A 1 fflcbanc13ga2-10.txt 1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G/A UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 9)* FFLC BANCORP, INC. - -------------------------------------------------------------------------------- (Name of Issuer) Common Stock, par value $0.01 per share - -------------------------------------------------------------------------------- (Title of Class of Securities) 30242W104 - -------------------------------------------------------------------------------- (CUSIP Number) December 31, 2002 - -------------------------------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [x] Rule 13d-1(b) [ ] Rule 13d-1(c) [ ] Rule 13d-1(d) *The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). 2 CUSIP No. 30242W104 --------- - -------------------------------------------------------------------------------- 1. NAMES OF REPORTING PERSONS. I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY). First Federal Savings Bank of Lake County Employee Stock Ownership and 401(k) Plan - -------------------------------------------------------------------------------- 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS) (a) /__/ (b) /__/ - -------------------------------------------------------------------------------- 3. SEC USE ONLY - -------------------------------------------------------------------------------- 4. CITIZENSHIP OR PLACE OF ORGANIZATION Federally chartered stock savings institution's employee stock benefit plan organized in Florida. - -------------------------------------------------------------------------------- NUMBER OF 5. SOLE VOTING POWER SHARES 0 BENEFICIALLY OWNED BY -------------------------------------------------------- EACH 6. SHARED VOTING POWER REPORTING 356,260 (1) PERSON WITH -------------------------------------------------------- 7. SOLE DISPOSITIVE POWER 356,260 (1) -------------------------------------------------------- 8. SHARED DISPOSITIVE POWER 0 - -------------------------------------------------------------------------------- 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 356,260 (1) - ----------------------------------------------------------- 10. CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS) - -------------------------------------------------------------------------------- 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 9.9% of 3,583,275 shares of Common Stock outstanding as of December 31, 2002. - -------------------------------------------------------------------------------- 12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS) EP - -------------------------------------------------------------------------------- - ---------------------- (1) Includes 3,235 shares purchased with a cash contribution from the Company to be allocated to participants in the 401(k) Plan. Page 2 of 6 Pages 3 FIRST FEDERAL SAVINGS BANK OF LAKE COUNTY EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN SCHEDULE 13G/A ITEM 1. (a) Name of Issuer: FFLC Bancorp, Inc. (b) Address of Issuer's Principal Executive Offices: 800 North Boulevard West Post Office Box 490420 Leesburg, Florida 34749-0420 ITEM 2. (a) Name of Person Filing: First Federal Savings Bank of Lake County Employee Stock Ownership and 401(k) Plan Trustee: The Bank of New York One Wall Street, 12th Floor New York, NY 10286 (b) Address of Principal Business Office or, if none, Residence: 800 North Boulevard West Post Office Box 490420 Leesburg, Florida 34749-0420 (c) Citizenship: See Page 2, Item 4. (d) Title of Class of Securities: Common Stock, par value $0.01 per share (e) CUSIP Number: See Page 1. Page 3 of 6 Pages 4 ITEM 3. IF THIS STATEMENT IS FILED PURSUANT TO SS.SS.240.13D-1(B) OR 240.13D-2(B) OR (C), CHECK WHETHER THE PERSON FILING IS: (f)[x] An employee benefit plan or endowment fund in accordance with ss.240.13d-1(b)(1)(ii)(F). ITEM 4. OWNERSHIP. Provide the following information regarding the aggregate number and percentage of the class of securities of the issuer identified in Item 1. (a) Amount beneficially owned: See Page 2, Item 9. (b) Percent of class: See Page 2, Item 11. (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: See Page 2, Item 5. (ii) Shared power to vote or to direct the vote: See Page 2, Item 6. (iii) Sole power to dispose or to direct the disposition of: See Page 2, Item 7. (iv) Shared power to dispose or to direct the disposition of: See Page 2, Item 8. ITEM 5. OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS. N/A ITEM 6. OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON. N/A ITEM 7. IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY OR CONTROL PERSON. N/A Page 4 of 6 Pages 5 ITEM 8. IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP. N/A ITEM 9. NOTICE OF DISSOLUTION OF GROUP. N/A ITEM 10. CERTIFICATION. By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. Page 5 of 6 Pages 6 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. February 13, 2003 -------------------------------------------- (Date) /s/ Andrew M. Caramanno -------------------------------------------- (Signature) Andrew M. Caramanno The Bank of New York., as Trustee FBO First Federal Savings Bank of Lake County -------------------------------------------- (Name/Title) Page 6 of 6 Pages -----END PRIVACY-ENHANCED MESSAGE-----